Debt-to-Income Calculator
Calculate your debt-to-income ratio to assess loan eligibility.
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Total Monthly Debt
$1750
per month
Front-End Ratio
24.0%
housing only
Back-End DTI Ratio (DTI)
35.0%
Good
Lender DTI Guidelines
<20%
Excellent
20โ36%
Good
37โ43%
Fair
>43%
Poor
Most lenders prefer a back-end DTI below 43%. Under 36% is considered healthy.
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